Many people believe that a poor credit history will prevent them from getting a loan in the future and that your details will be placed on a 'credit blacklist', meaning you won't be able to get a loan. In practice, loan applications are often rejected because the customer does not meet the criteria set by the lender to which they are applying. When you apply for a loan, each financial institution will consider whether your situation meets their lending criteria. If you meet the guidelines, you can usually get a loan. Otherwise it will be rejected. We do assist blacklisted and debt review clients.